Insurance value

[les]

I presume there a a number of people with agreed value insurance on their cars. However how would a company determine the market value of an old car like the Minor that was not on an agreed value policy? Assuming the vehicle was in all round excellent condition.

[ManyMinors]

Generally by checking online sale prices and price guides published in the classic car press. Some companies will be more generous/realistic than others. Sometimes the owner will have to haggle a bit and provide evidence if they feel the valuation is not high enough but I would encourage any owner to have an established and up to date agreement in place.