Insurance

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alawrence10360
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Insurance

Postby alawrence10360 » Tue Feb 05, 2019 10:11 pm

Had what I thought was a great quote over the phone and duly paid last week when I bought the car.
I knew it was going to be a little tricky as its a saloon with modified engine brakes suspension but finally got it sorted. Or so I thought.
Had a letter today regarding the clutch saying that because the clutch was left as standard the premium was going up £63..
The initial cost was only £80 !!!
Cant wait for the discussion with them tomorrow.
Its actually an uprated clutch which Im willing to bet will also raise the premium

les
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Re: Insurance

Postby les » Tue Feb 05, 2019 10:22 pm

What did you say about the clutch when you first applied for a quote? £80 plus 63 isn’t too bad is it?


irmscher
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Re: Insurance

Postby irmscher » Wed Feb 06, 2019 12:01 am

I have never ever heard of a clutch affecting the price of insurance :o

alawrence10360
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Re: Insurance

Postby alawrence10360 » Wed Feb 06, 2019 7:30 am

1
Last edited by alawrence10360 on Wed Feb 06, 2019 7:38 am, edited 1 time in total.

alawrence10360
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Re: Insurance

Postby alawrence10360 » Wed Feb 06, 2019 7:35 am

Hang on , a 80% rise for a none performance enhancing issue not bad !
I feel a Victor Meldrew moment coming on.
The subject of the clutch was never mentioned on the initial quote. Why would it

mobylette
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Re: Insurance

Postby mobylette » Wed Feb 06, 2019 8:30 am

Can you let us know who the insurance company is?. £80 for modified sounds good to me.

paul 300358
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Re: Insurance

Postby paul 300358 » Wed Feb 06, 2019 9:44 am

Mine's a 1098 with a 12G940 head and HIF38 carb, I'm with Lancaster insurance, the actual policy is with a company called Zenith which is £62 but then there is a £45 arraignment fee. I'm going to get a quote off Zenith before I renew next time.

les
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Re: Insurance

Postby les » Wed Feb 06, 2019 10:00 am

They wouldn’t pull you on a clutch unless you mentioned something about it yourself, would they. If you don’t like it, it’s a free market. I still say £143 is afair price


paul 300358
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Re: Insurance

Postby paul 300358 » Wed Feb 06, 2019 11:13 am

I agree Les, I would be very weary about being awkward with them, you may find that it's the cheapest out there.

alawrence10360
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Re: Insurance

Postby alawrence10360 » Wed Feb 06, 2019 5:55 pm

Ok
Contacted the insurance company today.
Spoke to customer service who passed me to the supervisor who spoke to the underwriters...
Fortunately they had taped the initial call and confirmed the clutch was not mentioned during tbe initial quote and that in any case the clutch has no bearing on the policy or the premium.
Apology from all concerned and the original quote now stands.
Just shows a little persistance and common sense can prevail
Well done Adrian Flux Insurer's

palacebear
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Re: Insurance

Postby palacebear » Thu Feb 07, 2019 11:16 am

les wrote:
Wed Feb 06, 2019 10:00 am
They wouldn’t pull you on a clutch unless you mentioned something about it yourself, would they. If you don’t like it, it’s a free market. I still say £143 is afair price
My renewal last May for a Series 2, bog-standard except for an un-modified 948cc Minor engine, was £135. It was £96 in 2016, £103 in 2017, by which time I'd moved to a 'better' postcode area!
1956 4-door called Max


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